Terms of Use
Last Updated: October 2026
Welcome to Sunshine Road LLC ("Company", "we", "us", or "our"). These Terms of Use govern your access to and use of our website, contact forms, consultation scheduling tools, and advisory services. By accessing or using our website, you agree to be bound by these Terms.
1. Consulting & Advisory Role
Sunshine Road LLC is a commercial business consulting and advisory firm. We assist business owners, entrepreneurs, and investors in identifying financing options, evaluating real estate capital structures, reviewing MCA debt restructuring strategies, and implementing Section 125 employee benefit plans. Sunshine Road LLC is not a direct lender, bank, or depository institution. All financing programs, loan approvals, interest rates, and funding terms are subject to final review and approval by participating third-party lenders and underwriters.
2. Application & Pre-Qualification Information
When submitting pre-qualification details, you represent that all information provided is accurate, truthful, and complete. Submitting an application or pre-qualification request does not guarantee loan approval, financing availability, or specific funding terms.
3. Soft Credit Pulls & No Credit Score Impact
Initial evaluations conducted during pre-qualification involve soft credit inquiries only, which do not affect your personal or commercial credit scores. Formal underwriting or hard credit inquiries, if required, will occur only with your explicit prior authorization.
4. Intellectual Property
All website content, logos, copy, branding, design assets, and graphics are the exclusive property of Sunshine Road LLC and protected by applicable copyright and trademark laws.
5. Limitation of Liability
In no event shall Sunshine Road LLC be liable for any indirect, incidental, consequential, or punitive damages arising from your use of this website or reliance on consulting information provided herein.
6. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of New Jersey, without giving effect to conflicts of law principles.